Professional Payday Loans Online in Chico, CA
Life doesn’t always wait for payday. A car repair, medical bill, or unexpected expense can show up at the worst time, and when that happens, waiting for your next paycheck may not be an option. You deserve a fast, secure way to access funds when you need them.
Checkmate proudly offers Chico residents payday loans entirely online. Access to wholly online payday loans makes handling urgent expenses simple and stress-free. With Instant Funding directly to a debit card, approved customers can receive funds within minutes. No store visit or lengthy process required.
Our approach is built on clarity, respect, and confidentiality. Every step of the way is designed to save time and eliminate confusion, so you always know exactly what to expect. Apply online today for Instant Funding through Checkmate and move forward with confidence.

Years of Experience
For more than two decades, we have supported Chico residents with payday loans and financial solutions aimed at helping during real-life situations.
Families Helped
We have assisted thousands of families across Chico with short-term financial solutions that ease stress and keep life moving forward.
Compassionate Services
Our Chico customers rate us highly because we treat every person with professionalism, patience, and respect.
Benefits of Trusted Payday Loans
When unexpected bills arrive, you need access to funds quickly and a process that makes sense. Our Chico team focuses on delivering clear and timely solutions while treating you with dignity.

Quick Access to Cash
Emergencies do not wait for payday, and neither should you. With our online loan portal, you can apply anytime. Many Chico residents receive funds the same day, making it easier to cover costs without long waits.

Simple Application
The application is quick and simple. You can finish it online in minutes. The steps are easy to follow, and there are no delays caused by lengthy paperwork.

Confidential and Respectful Care
Finances are personal, and we treat them that way. Your information remains confidential, and every choice is clearly explained. You stay in control, with no pressure and no confusing terms.
Serving Chico with Reliable Financial Solutions
Financial setbacks can happen at any time, but they do not have to disrupt your plans. Our Chico payday loans are designed to support local residents. Apply online or call us today. Our team is ready to assist whenever you need help most.
PLEASE NOTE: We provide full online and phone consultations for all Chico residents. If you wish to meet in person, you are always welcome to visit any of our existing locations in San Diego, Kearny Mesa, Vista, San Ysidro, Chula Vista, El Cajon, Oxnard, Simi Valley, Indio, El Centro & Calexico.
Proudly Serving All of Chico & Surrounding Communities
Visit Our California Locations
El Cajon
1103 Broadway, El Cajon, CA 92021
Phone: (619) 401-1667
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday8:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Chula Vista
461 Broadway, Chula Vista, CA 91910
Phone: (619) 409-9916
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Oxnard
1460 Doris Ave, Oxnard, CA 93030
Phone: (805) 487-1553
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 7:00 pm Saturday9:00 am - 4:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Oxnard
1420 W Channel Islands Blvd, Oxnard, CA 93030
Phone: (805) 247-0616
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 7:00 pm Saturday9:00 am - 4:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Simi Valley
3998 Cochran St #3, Simi Valley, CA 93062
Phone: (805) 581-3799
Office Hours
SundayClosed Monday10:00 am - 6:00 pm Tuesday10:00 am - 6:00 pm Wednesday10:00 am - 6:00 pm Thursday10:00 am - 6:00 pm Friday10:00 am - 6:00 pm Saturday10:00 am - 3:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Vista
897 E Vista Way, Vista, CA 92084
Phone: (760) 941-9600
Office Hours
SundayClosed Monday10:00 am - 6:00 pm Tuesday10:00 am - 6:00 pm Wednesday10:00 am - 6:00 pm Thursday10:00 am - 6:00 pm Friday10:00 am - 6:00 pm Saturday11:00 am - 3:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Kearny Mesa
9211 Clairemont Mesa Blvd #102, San Diego, CA 92123
Phone: (858) 277-1000
Office Hours
SundayClosed Monday10:00 am - 6:00 pm Tuesday10:00 am - 6:00 pm Wednesday10:00 am - 6:00 pm Thursday10:00 am - 6:00 pm Friday10:00 am - 6:00 pm Saturday9:00 am - 3:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
San Ysidro
642 E San Ysidro Blvd #50, San Ysidro, CA 92173
Phone: (619) 662-3960
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday10:00 am - 4:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Indio
83244 US Highway 111, Indio, CA 92201
Phone: (760) 775-6833
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
El Centro
200 N Imperial Ave, El Centro, CA 92243
Phone: (760) 336-3110
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Calexico
825 Imperial Ave, Calexico, CA 92231
Phone: (760) 768-3666
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursThanksgiving: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards


