Financial Service and Loan Products FAQ

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Most likely. Surveys show that while Americans do a pretty good job of managing household budgets, most of us need occasional help. An increasing number of consumers choose a cash loan to cover unexpected expenses, without incurring revolving debt. A cash loan is a short-term financial management tool that provides a sensible alternative to costly bounced checks or late payment charges.

State law regulates the maximum advance available to our customers. However, not all customers qualify for maximum amount. Sometimes we don’t loan as much as you’d like, but since Checkmate wants to be a part of your financial solution we’d be doing you a disservice by loaning more than you have the ability to repay.

The Agreement you read and sign prior to receiving your advance is a contract between you and Checkmate. This contract outlines the terms of the transaction and complies with all applicable state and federal disclosure requirements, including the fees expressed as both a dollar amount and as an annual percentage rate (APR). Checkmate wants you to have all the information available to make an educated financial decision.

Checkmate is committed to collecting past due accounts in a fair and professional manner. If you do not arrange a repayment schedule with our Credit Services Department, it may become necessary and appropriate to turn your account over to a Collection Agency.

We respect our customer’s right for privacy in managing personal financial matters and we treat your personal information accordingly.