Checkmate cashes many different types of checks for a reasonable fee with minimum hassle. Stop by any of our locations for further details or give us a call today!
- We offer quick and convenient check cashing.
- All of our locations have extended banking hours for your convenience.
- We charge competitive rates.
- If you find a lower rate for check cashing, let us know! In most cases, we will be able to meet or beat that rate!
Do you need to cash a check, but do not have access to a bank or a bank account? No worries! At Checkmate, we offer fast, convenient check cashing so you can quickly access your money at a location convenient for you!
What Are Check Cashing Services?
Did you know that up to 6% of American adults do not have a bank account? This can be for reasons such as local bank closures or the desire to avoid pesky bank fees. Whether you need to cash out payroll or other types of checks, you can do so at a financial service center that offers check cashing services.
Checkmate is one such center licensed to provide check cashing services. There are approximately 13,000 such centers nationwide. You can access your funds almost immediately when you bring your check to a licensed financial service center. Although they provide a more limited range of services compared to traditional banks, unbanked individuals can complete a number of financial transactions at these centers.
Benefits Of Check Cashing Services
Check cashing services come with a wide range of benefits for unbanked or underbanked individuals. Even if you have a bank account, you may also choose to cash a check at a financial service center. Whether you cannot be approved for a bank account, choose not to open one by choice or circumstance or simply need access to your money quickly, below is a list of benefits check cashing services can provide you:
- Instant access to your cash – most banks require a few processing days for cashing checks but licensed financial centers can get it to you almost instantly
- Provide you emergency access to cash when you need it urgently and banks are closed
- Can work for individuals who wish to avoid the fees and hassle associated with opening a bank account
Take note that check cashing services come with a fee, often a percentage of the value of your check.
Should You Use Check Cashing Services?
Check cashing services provide convenience to individuals who choose not to set up bank accounts. Even the majority of us with bank accounts can make use of check cashing services if we cannot afford to wait the few business days it usually takes banks to process funds. In short, check cashing services are a convenient and hassle-free way of getting access to cash as and when you need it.
Why Choose Checkmate for Check Cashing Services?
At Checkmate, we offer quick and convenient check cashing services for all our clients, regardless of whether you have a bank account. All our locations are opened 6 days a week, and you can access services beyond traditional bank opening hours. On top of that, we promise competitive rates – if you find a financial center offering better rates, let us know and we can meet or beat it!