Professional Payday Loans and Check Cashing in Oxnard
Some expenses announce themselves with little warning, like a car breaking down on the way to work. An invoice comes in before the next direct deposit clears, or a household bill stretches an already tight pay period past its limit. Checkmate’s Oxnard location exists for moments like these, bringing professional financial services within reach of the residents who need them most.
Our store is located at 1460 Doris Ave, in the Carriage Square area, just off the Pacific Coast Highway and less than 2 miles from Downtown Oxnard. It’s a familiar stretch of the city for families and workers throughout the surrounding neighborhoods. Our team is here to help you get your cash and get on with your day.

Apply online today for Instant Funding through Checkmate and get the help you need, right when you need it.
Years of Industry Experience
Since 1989, Checkmate has been a fixture in communities across California and the Southwest. Decades of service have sharpened the company's processes, and the Oxnard store carries that history into its daily operations, offering applicants a consistent and knowledgeable experience at every visit.
Families Helped
Working households across Ventura County and beyond have relied on Checkmate when finances got tight. The company's reputation is built on doing right by applicants, one transaction at a time, across communities large and small.
Compassionate Service
Oxnard is a community of hardworking people, and the Checkmate team treats every customer with the courtesy and patience that such work deserves. Representatives answer questions plainly, explain the process thoroughly, and make sure every applicant feels heard before leaving the store.
Benefits of Trusted Payday Loan Services
Getting through a financial gap should not require a complicated process or a long wait. Checkmate keeps things straightforward from the first question to the final transaction.

Cash in Your Hands Before You Leave
Approved loans at the Oxnard location mean immediate access to funds. There are no pending transfers to monitor or delays to navigate. Once the process is complete, the cash is yours to take.

Loan Terms You Can Understand
Checkmate presents all fees, repayment schedule, and loan amounts before asking anyone to sign. Customers leave the counter with a full picture of their agreement, not a stack of fine print to sort through later.

Start Online, Finish In Store
If you prefer to get a head start, you can begin your application online before coming in. Our Oxnard team will pick up where you left off, finalize everything in person, and hand you your cash without delay.
Serving Oxnard with Reliable Solutions
Oxnard is one of Ventura County’s largest cities, home to a workforce rooted in agriculture, manufacturing, healthcare, and the trades. Agricultural and seasonal employment patterns can also create income variability, making short-term lending a practical option when timing is an issue.
Checkmate’s Doris Ave location serves customers from across the Carriage Square neighborhood and the broader Oxnard community. The store is accessible from the Pacific Coast Highway and sits in a well-traveled part of the city that most Oxnard residents pass through regularly.
Payday loans, check cashing and Western Union Money Orders and Wire Transfers are offered at this location. The team handles each service in a single visit. Customers can take care of what they need without scheduling multiple trips.
PLEASE NOTE: We provide full online and phone consultations for all California residents.
Proudly Serving All of Oxnard & Surrounding Communities
Visit Our California Locations
El Cajon
1103 Broadway, El Cajon, CA 92021
Phone: (619) 401-1667
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday8:00 am - 7:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Chula Vista
461 Broadway, Chula Vista, CA 91910
Phone: (619) 409-9916
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: 10am - 1pm
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Oxnard
1460 Doris Ave, Oxnard, CA 93030
Phone: (805) 487-1553
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 7:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Oxnard
1420 W Channel Islands Blvd, Oxnard, CA 93030
Phone: (805) 247-0616
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 7:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: 10am - 1pm
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Simi Valley
3998 Cochran St #3, Simi Valley, CA 93062
Phone: (805) 581-3799
Office Hours
SundayClosed Monday10:00 am - 6:00 pm Tuesday10:00 am - 6:00 pm Wednesday10:00 am - 6:00 pm Thursday10:00 am - 6:00 pm Friday10:00 am - 6:00 pm Saturday10:00 am - 3:00 pm
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Vista
897 E Vista Way, Vista, CA 92084
Phone: (760) 941-9600
Office Hours
SundayClosed Monday10:00 am - 6:00 pm Tuesday10:00 am - 6:00 pm Wednesday10:00 am - 6:00 pm Thursday10:00 am - 6:00 pm Friday10:00 am - 6:00 pm Saturday11:00 am - 3:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Kearny Mesa
9211 Clairemont Mesa Blvd #102, San Diego, CA 92123
Office Hours
Sunday Monday Tuesday Wednesday Thursday Friday Saturday
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
San Ysidro
642 E San Ysidro Blvd #50, San Ysidro, CA 92173
Phone: (619) 662-3960
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday10:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Indio
83244 US Highway 111, Indio, CA 92201
Phone: (760) 775-6833
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
El Centro
200 N Imperial Ave, El Centro, CA 92243
Phone: (760) 336-3110
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Calexico
825 Imperial Ave, Calexico, CA 92231
Phone: (760) 768-3666
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards


