Professional Payday Loans and Check Cashing in Calexico
A bill does not care about your pay schedule. Neither is a car that needs repairs, nor a landlord waiting on rent. Calexico residents facing those moments need a financial resource that operates at the same speed the situation demands, and Checkmate’s store at 825 Imperial Ave delivers that. Walk in, get served by a knowledgeable representative, and leave with cash the same day.
Located along Imperial Avenue near the downtown corridor and within close reach of the Calexico East Port of Entry, our store serves residents who value efficiency and in-person service. Walk in, speak with a knowledgeable representative, and leave with cash in hand.

 Apply online today for Instant Funding through Checkmate and get the help you need, right when you need it.Â
Years of Industry Experience
Checkmate entered the short-term lending industry more than three decades ago. We have spent those years building a reputation on straightforward service and responsible lending. The processes in place today are the product of years of refinement and a consistent focus on doing right by the customer.
Households Served
Families across Imperial County have turned to Checkmate when financial timing worked against them. The Calexico team carries that history into every interaction and meets applicants with patience that the situation calls for.
Compassionate Service
At Checkmate, respectful service is a baseline expectation. Representatives listen, explain, and guide applicants through the process at a comfortable pace. Questions are welcome, and answers are given in plain language before anything is signed.
Benefits of Trusted Payday Loan Services
A lending experience worth returning to is one where the process is organized and the outcome is dependable. Checkmate’s Calexico location keeps all of those priorities in place from the first conversation to the final transaction.

Immediate Cash at the Counter
Approved applicants walk out of the Calexico store with funds in hand the same day. There is no pending transfer to monitor, no holding period, and no follow-up visit required. Residents facing time-sensitive expenses get the cash they need without the delays that come with most traditional lending options.

Check Cashing on the Spot
Beyond payday loans, the Calexico location offers check cashing services for residents who need quick access to funds from a payroll, government, or personal check. Bring your check in and leave with cash, no bank account required for this service.

Honest Loan Terms, Explained in Full
Checkmate representatives present every fee, repayment date, and loan condition before an applicant commits. Borrowers leave the counter with a complete picture of what they owe, when it is due, and how the process works from start to finish.
Serving Calexico with Reliable Solutions
Calexico is a border community with a dynamic economic environment. Residents here manage cross-border commerce, agricultural work cycles, retail employment, and small business ownership. They often juggle financial obligations that do not pause for irregular income schedules. When expenses arrive ahead of a paycheck, a fast and reliable local resource makes a meaningful difference.
California borrowers need a valid government-issued ID, proof of income, and an active checking account to qualify. Call the store ahead of your visit, and a team member will confirm exactly what to bring.
Prefer to get the paperwork started first? Begin the application online and bring it into the store. The Calexico team takes it from there and puts cash in your hands before you walk out the door.
PLEASE NOTE: We provide full online and phone consultations for all California residents.
Proudly Serving All of Chico & Surrounding Communities
Visit Our California Locations
El Cajon
1103 Broadway, El Cajon, CA 92021
Phone: (619) 401-1667
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday8:00 am - 7:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Chula Vista
461 Broadway, Chula Vista, CA 91910
Phone: (619) 409-9916
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: 10am - 1pm
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Oxnard
1460 Doris Ave, Oxnard, CA 93030
Phone: (805) 487-1553
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 7:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Oxnard
1420 W Channel Islands Blvd, Oxnard, CA 93030
Phone: (805) 247-0616
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 7:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: 10am - 1pm
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Vista
897 E Vista Way, Vista, CA 92084
Phone: (760) 941-9600
Office Hours
SundayClosed Monday10:00 am - 6:00 pm Tuesday10:00 am - 6:00 pm Wednesday10:00 am - 6:00 pm Thursday10:00 am - 6:00 pm Friday10:00 am - 6:00 pm Saturday11:00 am - 3:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
San Ysidro
642 E San Ysidro Blvd #50, San Ysidro, CA 92173
Phone: (619) 662-3960
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday10:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Indio
83244 US Highway 111, Indio, CA 92201
Phone: (760) 775-6833
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
El Centro
200 N Imperial Ave, El Centro, CA 92243
Phone: (760) 336-3110
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards
Calexico
825 Imperial Ave, Calexico, CA 92231
Phone: (760) 768-3666
Office Hours
SundayClosed Monday9:00 am - 6:00 pm Tuesday9:00 am - 6:00 pm Wednesday9:00 am - 6:00 pm Thursday9:00 am - 6:00 pm Friday9:00 am - 6:00 pm Saturday9:00 am - 4:00 pm Holiday HoursMemorial Day: Closed
Services
- Loans
- Check Cashing
- Western Union
- Money Orders
- Netspend Cards


