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DEFERRED DEPOSIT LOAN FEE SCHEDULE

Annual Percentage Rate. The following table illustrates the APR* applicable for typical Deferred Deposit Loans available to residents of California

LOAN AMOUNT

(Amount
Financed)

FINANCE CHARGE

(Fee)

TOTAL OF PAYMENTS

(Amount)

APR*
Loan Term Loan Term
14 days 30 days
$50.00 $8.82 $58.82 459.90% 214.62%
$100.00 $17.65 $117.65 460.16% 214.74%
$150.00 $26.47 $176.47 460.07% 214.70%
$200.00 $35.30 $235.29 460.16% 214.74%
$250.00 $44.12 $294.12 460.11% 214.72%
$255.00 $45.00 $300.00 460.08% 214.71%

*ANNUAL PERCENTAGE RATE: The APR is the cost of your loan expressed as a yearly rate. The APR is based on example loan terms of one payment (“Total of Payments”) due in 14 and 30 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

Returned Payment Charge: If your payment is returned to us unpaid for any reason, you will be charged a one-time returned payment charge of $15.

Virtual E, Inc DBA Checkmate is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law
No Criminal Prosecution: You cannot be prosecuted or threatened with prosecution in a criminal action for a returned check in connection with a deferred deposit transaction.

IMPORTANT CONSUMER INFORMATION

 

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